Storm Damage?
Here's what to do next.
Tampa Bay's storm season is unforgiving. Follow this checklist to protect your home, your claim, and your family, then call Sterling for 24/7 emergency response.
Your post-storm checklist.
- 1
Ensure safety first
Stay clear of standing water and downed power lines. If ceilings are sagging or wet, leave that room.
- 2
Document from the ground
Photograph and video every angle you can safely reach. Include date stamps. Do NOT climb the roof.
- 3
Open your insurance claim
Call your insurer's claims line right away. Note the claim number and adjuster contact.
- 4
Book emergency dry-in
Call Sterling for tarp-and-seal service, we dispatch same day to stop further water intrusion.
- 5
Full inspection & scope
We produce a licensed contractor's scope with photos, measurements, and code items your adjuster needs.
- 6
Repair or replace
Sterling coordinates directly with your carrier and adjuster. We only start work with signed authorization.
Storm Damage FAQ
What should I do immediately after a storm damages my roof?+
Get to safety first. Then document damage from the ground with photos and video, call your insurance carrier to open a claim, and contact a licensed roofer for emergency tarp/dry-in. Never climb your roof yourself after a storm.
Will my insurance cover a full roof replacement?+
Florida policies often cover storm-related damage from wind, hail, or falling debris. Coverage depends on your policy language and the age/condition of the roof. Sterling handles claim documentation for our customers.
How fast can Sterling respond to storm damage?+
24/7 emergency response across the Tampa Bay area. We dispatch emergency tarps and dry-in crews within hours for major events.
Do I need three estimates for my insurance claim?+
No. Florida law does not require multiple estimates. Your insurer typically works from one licensed contractor's scope. Sterling produces claim-ready documentation.